Bristol’s Leading Development Finance Brokers – Fox Davidson
Fox Davidson is Bristol’s trusted development finance broker, delivering tailored funding solutions for property developers in the city’s thriving market. With Bristol’s property prices rising 5.2% annually (Land Registry, 2024) and major developments like Temple Quarter driving demand, our award-winning brokerage connects you to over 80 specialist lenders for loans from £150k to £50m+. Whether you’re converting a Clifton townhouse, building in Bedminster, or developing student accommodation in Stokes Croft, we secure up to 100% build costs and 70% GDV (Gross Development Value) with competitive rates.
Why choose Fox Davidson as your Bristol development finance broker?
Local Expertise: In-depth knowledge of Bristol’s planning regulations and hotspots like Harbourside and Redland.
Exclusive Lenders: Access to 100+ development funders including private finance in Bristol
Proven Track Record: Over £100M secured for Bristol projects since 2013.
Fast Approvals: Funding in 2–3 weeks vs. 6–8 weeks direct to lenders.
📞 Call 01179897950 💻 Complete our enquiry form or 📧 Email enquiry@foxdavidson.co.uk
Why Invest in Bristol’s Development Market?
Bristol’s property development scene is booming, with a 475,000 population, strong student demand (64,000+ at University of Bristol/UWE), and major projects like Temple Quarter’s regeneration (Colliers, Q1 2025). Key highlights:
- High Demand: 24% of households rent privately, fueling HMO and residential projects (Bristol City Council, 2024).
- Growth Potential: Property prices up 5.2% annually, with commercial yields at 5–7%.
- Hotspots: Clifton for conversions, Bedminster for new builds, Harbourside for mixed-use developments.
A development finance loan unlocks these opportunities, and Fox Davidson ensures you get the best deal.
What is Development Finance?
Development finance is a short- to medium-term loan (6–24 months) for property development, covering land acquisition, construction, or conversions. Lenders assess project viability, GDV, and your experience. As expert development finance brokers in Bristol, we source funding for projects from £150k renovations to £50m+ commercial developments, with market leading rates and staged drawdowns to manage cashflow.
Key benefits of development finance in Bristol:
- Fund new builds, conversions, or HMOs in areas like Stokes Croft or Fishponds.
- Cover 100% of build costs and up to 70% GDV.
- Leverage Bristol’s 5.2% price growth for profitable exits.
- Navigate planning complexities with our local expertise.
Types of Development Finance in Bristol
We offer tailored solutions for Bristol’s diverse projects:
🏗️ New Build Development Finance
- Up to 70% GDV, 12–24 months, competitive rates, fixed or tracking base rate
- For ground-up projects in Bedminster or Temple Quarter.
🔨 Refurbishment Finance
- Up to 85% LTV, 1–18 months
- For light/heavy conversions in Clifton or Redland.
🏘️ Plot Purchase and Build Finance
- 100% funding for experienced developers, with staged drawdowns.
- Ideal for sites in St Philips or Easton.
🏢 Commercial Development Finance
- For offices, retail, or mixed-use in Harbourside or Broadmead.
🚪 Development Exit Finance
- Refinance completed projects for sales or long-term mortgages.
🏡 Bridging Finance for Pre-Planning
- Fast loans for sites without planning, transitioning to development finance.
How Fox Davidson’s Bristol Development Finance Process Works. Our streamlined process keeps your project on track:
- Project Assessment
Evaluate your Bristol project (e.g., HMO in Cotham, office in Temple Quarter).
- Lender Matching
Within 48 hours, we source lenders suited to your project and experience.
- Application Management
Handle paperwork, valuations, and Bristol-based surveyor/solicitor coordination.
- Completion and Drawdown
Funds released in 2–3 weeks, with staged payments for construction.
Requirements: Planning consent (or permitted development), development appraisal, developer CV, assets/liabilities schedule.
Success Stories: Development Finance in Bristol
- Clifton Conversion: Secured £1.2m for a townhouse-to-HMO project, 70% GDV, completed in 18 days.
- Bedminster New Build: Funded a £2.5m residential development, 100% build costs, in 3 weeks (2025).
- Harbourside Mixed-Use: Arranged £5m for a retail-office project, with staged drawdowns.
Why Choose Fox Davidson as Your Bristol Development Finance Broker?
- Bristol Expertise: Deep knowledge of BS postcodes, from Temple Quarter to Fishponds.
- Trusted Network: Local surveyors, solicitors, and planning consultants for fast deals.
- Versatile Funding: From £150k renovations to £50m+ developments.
- NACFB and FCA-Regulated: 5-star reviews, 20+ years’ experience.
Bridging Finance
If you need to move quickly to secure a site quickly we can secure bridging finance and compete within a week or two. Bridging finance is useful for sites without planning, allowing you to secure the site and then put in for or amend the planning.
Development Exit Finance
For schemes which are nearing practical completion we can secure development exit finance. This product should reduce your interest and give you time to sale your completed units.
Frequently Asked Questions – Bristol Development Finance
Residential (e.g., Redland HMOs), commercial (e.g., Harbourside offices), or mixed-use developments.
24 – 48 hours for initial decisions; 2–3 weeks for full funding.
Planning consent, drawings, appraisal, developer CV, and financials.
Yes, with specialist lenders for viable projects and exit strategies.
Consent is required; we arrange bridging loans for pre-planning sites.
7 – 12% annually, depending on project risk and LTV.
Email enquiry@foxdavidson.co.uk for more answers.
Start Your Bristol Development Project Today
Don’t let funding delays stall your Bristol project. Fox Davidson’s development finance brokers deliver fast, tailored solutions for Clifton, Bedminster, and beyond.
📞 Call our Bristol team directly: 01179897950
💡 Free consultation for all Bristol developers – no obligation, just expert advice
🔒 NACFB Members| Bristol Business Accredited | 100% Client Satisfaction Guarantee
Speak to a Bristol development finance specialist now and discover why experienced developers choose our proven expertise over high street banks.
