Stop wasting months chasing development finance. At Fox Davidson, we connect you to 100+ specialist lenders and secure funding in weeks, not months.
Struggling to Secure Development Finance? Fox Davidson’s Expert Brokers Connect You with the Right Lenders at the Best Terms
As a UK property developer, you know that securing development finance independently can be a frustrating and time-consuming process. Endless paperwork, rejected applications, and unclear terms can delay your project and increase costs. Traditional mortgage brokers often lack the specialist knowledge required to navigate the complexities of development projects—from gross development value calculations and planning permissions to drawdowns and refurbishment specifics.
That’s where Fox Davidson comes in. As specialist UK development finance brokers, we focus on this complex market. We understand that your time-sensitive project cannot afford lengthy approval delays. Leveraging our extensive industry connections, we fast-track your finance applications. Whether your project involves ground up development, refurbishment, commercial properties, or mixed use developments, our expert team navigates the development finance market on your behalf. We support both property developers and investors across a wide range of property projects.
Why Choose Fox Davidson as Your Development Finance Broker?
Whether you’re an experienced developer or new to the property development scene, our specialist expertise goes far beyond traditional mortgage advice.
- Access to 200+ Specialist Lenders – Including private individuals, challenger banks, family offices, and tier-1 development finance lenders who only work through trusted broker intermediaries. We match your project to the right lender based on their specific criteria.
- Save 6-8 Weeks on Application Time – Our streamlined processes and established lender relationships mean faster approvals and quicker access to funds.
- Secure Better Rates Through Negotiation – Fox Davidson brokers typically achieve 0.5-2% lower interest rates than direct applications, saving you tens of thousands in finance costs by securing the most competitive rates available.
- Expert Guidance Through Complex Scenarios – From planning permission challenges to creative, tailored solutions for mixed use and large scale developments with unique requirements.
- Specialist Team Knowledge – We understand development costs, gross development value calculations, loan advance structures, and exit strategies.
With Fox Davidson, you gain the power of industry connections without the complexity. We’re here for property developers who need results.
How Fox Davidson’s Development Finance Brokerage Works
Our experienced team simplifies the development finance process into clear, manageable steps that take you from concept to completion funding.
Step 1: Project Assessment & Free Consultation
We evaluate your development project, assess your experience level, and determine your precise funding requirements. This involves reviewing your project’s purchase price, build costs, and own funds contribution. Most lenders assess these factors to determine eligibility and loan size. We also examine planning permissions, development costs, and projected gross development value to structure the optimal finance solution tailored to your needs.
Step 2: Lender Matching from Our 100+ lenders
We leverage our extensive network of development finance lenders—from high street banks to specialist lenders focused solely on property development finance. We identify the best fit for your project type, loan amount, and risk profile, ensuring you access the right finance options.
Step 3: Application Management & Negotiation
Our expert brokers handle all paperwork, coordinate with legal teams, and negotiate loan terms on your behalf. We clarify whether monthly payments or rolled-up interest apply, helping you manage cash flow effectively. Throughout the 2-4 week process, we keep you fully informed.
Step 4: Completion & Ongoing Support
We facilitate loan advance drawdowns as your project progresses, ensure smooth payment to contractors, and provide guidance on exit strategies to optimise your development’s success.
What Makes Fox Davidson Different from Other Development Finance Brokers?
The development finance market demands specialist knowledge that goes beyond general commercial finance brokers.
- Development Finance Specialisation – Deep understanding of gross development value, senior debt structures, bridging finance, and the unique cash flow requirements of property development.
- Tier-1 Lender Relationships – Established connections with development finance lenders who often refuse direct applications, preferring to work exclusively through trusted broker partners like Fox Davidson.
- £500M+ Track Record – Proven success by our team across countless development projects since 2005, supporting first-time developers and experienced developers managing multiple residential units.
- Flexible Structuring Solutions – Expertise in senior debt development finance, mezzanine arrangements, and creative solutions for challenging development scenarios. We also help manage legal costs associated with insurances, warranties, and contractual obligations, protecting both lenders and clients from potential legal disputes and liabilities.
Success Stories from Fox Davidson Clients
Real results from real development projects demonstrate the power of specialist development finance brokers.
📢 “Our Cornwall development seemed impossible to finance as first-time developers. Fox Davidson secured £2.3M for our 4-unit residential project in just 3 weeks. Without their lender relationships, we’d still be waiting.” – Developer, Cornwall
⭐️⭐️⭐️⭐️⭐️ “Fox Davidson’s negotiation saved us £45,000 in interest over our 18-month loan term. Their market knowledge of development finance rates was incredible – they knew exactly which lenders to approach for our commercial conversion.” — Experienced Developer, Birmingham
Complex Project Success: A mixed use development in Bristol required creative solutions combining senior debt, and private funding. Our development finance team structured a £1.15M enabling the developer to purchase land and begin construction within 6 weeks of initial contact.
Fox Davidson Development Finance Broker Fees & Service Packages
Transparent pricing delivering exceptional value compared to the cost of delays or suboptimal rates.
🛠️ Development Projects – 1% of total loan amount, paid on completion by the lender.
Value Guarantee: Our arrangement fee is typically recovered within 3-6 months through the improved interest rates we negotiate. Compare this to 6-12 months of additional interest costs from delays or poor rates when going direct to development finance lenders.
No Success, No Fee Policy – Free consultation with no obligation, and fees only payable when you successfully drawdown your development finance.
Frequently Asked Questions About Fox Davidson Development Finance Brokers
🔹 How long does it take to secure development finance through Fox Davidson?
Typically 48 hours for inital approval. Formal offers following valuation in approx. 4-6 weeks weeks.
🔹 Can Fox Davidson help developers with limited experience or credit issues?
Yes. Our specialist lender relationships include those who focus on first-time developers and complex scenarios that high street banks won’t consider.
🔹 What’s the real difference between going direct versus using Fox Davidson?
We provide access to 100+ lenders, expert negotiation, and specialist knowledge. Some development finance lenders only accept applications through established broker relationships.
🔹 What documents do I need for a development finance application?
Planning permissions, detailed financial appraisals, contractor quotations, project timelines, and evidence of planning consent. Our experienced team guides you through exact requirements.
🔹 Do all development finance lenders work with brokers?
Most specialist lenders prefer broker applications due to the quality of submissions and established relationships.
Start Your Development Project Today with Fox Davidson
Don’t let development finance delays hold back your property development dreams. Get expert guidance and access to the development finance market’s best rates and terms.
🔹 Get Your Free Development Finance Consultation with Fox Davidson 🔹
💡 No risk. No obligation. Just expert advice from specialists who understand development projects.
📞 Call Now for immediate expert advice. 💻 Complete our enquiry form 📧 Email your project details.
🔒 FCA Regulated | NACFB Accredited | 20+ Years Experience | 48-Hour Pre-Approval Available
⏰ Secure Your Development Finance quickly and cost effectively
Join the many successful property developers who chose Fox Davidson’s specialist expertise over DIY finance applications. Your development project deserves professional-grade financing solutions.
Fox Davidson are a specialist UK mortgage broker covering all areas of property finance. We work with international and UK resident clients to secure funding on residential & commercial property in the UK. We can work by phone, email and video call. We have London & South West offices at which we can meet clients.
Commercial Finance including Bridging Loans and development Finance are arranged through FD Commercial & Bridging Ltd, our specialist commercial mortgage brokerage.
