The smart solution for property developers who need flexible, cost-effective finance after project completion
The Smart Solution for Property Developers Who Need Flexible, Cost-Effective Finance After Project Completion
At Fox Davidson, your trusted UK development exit finance broker, we understand the challenges property developers face when dealing with expensive development finance costs while waiting for their completed properties to sell.
Many experienced property developers find themselves trapped paying high interest rates on development loans even after practical completion, forcing rushed sales at below-market prices just to meet repayment deadlines
Development Exit Finance
Development finance can be costly. Development exit funding, also know as sales period finance, arranged through a specialist broker like Fox Davidson, solves this costly problem. This specialist finance provides a cheaper rate alternative once your development project reaches wind and watertight status or practical completion. Note some lenders will step in earlier.
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📧 Email with an outline of your requirements
Why Choose Developer Exit Finance?
Transform your debt strategy with these compelling advantages that house builders rely on:
- Lower Interest Rates – Significantly cheaper than ongoing development finance.
- Immediate Cost Savings – Stop paying high interest and fees on your existing property development finance and switch to more affordable exit finance
- Extended Sales Period – Finance term of typically 12 months, to sell your properties at full value optimal prices instead of being forced into rushed sales
- Capital Release – Free up tied capital, release equity to start your next project while completing current sales of your development projects
- Flexible Loan Terms – Available from £150,000 to £30 million + with early repayment options and no exit fees, we work with multiple lenders..
How Development Exit Finance Works
Understanding the development exit finance process helps you plan your short term exit strategy effectively. Fox Davidson help you secure development exit finance.
Step 1: Property Assessment Once your development project is wind and watertight or reaches practical completion, you qualify for lenders exit finance rates.
Step 2: Loan Arrangement A smooth application process, we arrange development exit loans typically within 5 days to 3 weeks for repaying your existing lenders development finance facility.
Step 3: Cost Reduction & Flexibility Immediately start saving on interest costs while gaining extended time to sell remaining units at desired prices on the open market. Lenders development exit finance provides the necessary funds to support the sales period and manage your cash flow. A percentage of sale proceeds can go to the developer.
Sales period loans can be arranged quickly, with lenders completion times ranging from 5 days to 3 weeks depending on the case complexity.
What Makes Development Exit Finance Different?
A development exit bridging loan offers unique advantages that standard development loans and bridging loans cannot match:
- Risk-Based Pricing – Lower rate options available because completed or near-completed properties present lower risk to lenders than ground-up developments
- Three Key Scenarios Covered – Whether your development isn’t complete, properties haven’t sold, you are considering selling as an exit strategy, or you’re ready to move to the next project
- Flexible Security Options – Development exit bridging loans available on residential, commercial property, or mixed use developments. All property development projects eligible.
- Extended Sales Period – Flexible loan term allows more time for property sales and project completion, especially if sales are slower than expected
- Broad Acceptance Criteria – Available to individuals, companies, LLPs, offshore firms, pension funds, and foreign nationals across the UK, including first time developer applications
Buy to Let
Buy to let refinancing is another common exit strategy using rental income to determine loan size, for developers retaining property, providing additional flexibility in managing property assets.
What Others Are Saying
Real results from property developers:
📢 “The development finance loan saved us £15,000 per month compared to our original development finance. We sold all units at full market value instead of rushing into discounted sales.”
Residential Developer
⭐️⭐️⭐️⭐️⭐️ “Arranged £2.3m development exit finance in just 8 days when our original lender demanded immediate repayment. Gave us the breathing space we needed.”
Commercial Developer
📢 “Used the released capital from our exit finance to start three new projects while still completing sales on the original development. Game-changing flexibility.”
Portfolio Developer
Development Exit Loan Terms
Clear, competitive pricing structure designed for developers:
🏗️ Interest Rates – Refinance on lower rates than development funding. The interest rate varies depending on the project and borrower profile.
📅 Loan Terms – 1 to 12 months, longer for larger schemes
💰 Loan Amounts – From £150,000 with no maximum limit
📊 LTV Options – Up to 75% LTV
💼 Additional Costs – Arrangement fee around 2% with no early repayment charges
Bridging Loan Best Deal
A developer exit bridging loan is a short term solution to repay build loans with competitive interest rates and flexible terms. At Fox Davidson we secure the best deal for your project.
Commercial Property
Funding for residential and commercial property.
Frequently Asked Questions
Address common concerns about development exit loans with Fox Davidson, your expert development exit finance broker:
🔹 Can first time developer clients get development exit finance?
Yes, though options may be more limited and require clear understanding of terms. Our experienced team works with specialist lenders who consider applications on a case basis.
🔹 How quickly can development exit finance be arranged?
Simple cases in as little as one week, more complex development projects up to a month. Speed depends on valuation fees, legal fees, and your credit history.
🔹 Is development exit finance regulated?
No, development projects are not regulated unless you intend to live in the property.
Get Your Development Exit Finance Today
Stop overpaying for development bridging loans, raise additional funds and secure the flexibility your property development business needs with Fox Davidson, the UK’s leading development exit finance broker.
💡 Free consultation with developer exit finance specialists. No obligation.
🔒 FCA Regulated & NACFB Accredited | 20+ Years Experience | Access to Entire Bridging Market | 5-Star Reviews
Get expert advice on exit loans from our experienced team who understand property development loans. We’ll help you raise capital, reduce costs, get the best deal and plan your exit strategy for maximum profitability. Whether you’re an experienced developer or handling your first project, we have funding solutions to repay your more expensive debt that work for you.
